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Yorkshire Bank


A commercial banking specialist has joined Yorkshire Bank’s Business and Private Banking Centre in Birmingham.

Richard Williams, who has been appointed relationship manager at the bank in Temple Row, brings nearly 30 years’ experience to the role.

Richard, who hails from the Wirral in Merseyside and has been working in the Midlands for the last 18 years, will be concentrating on developing relationships with a diverse customer base at Yorkshire Bank.

He said: “I was immediately impressed with the openness of Yorkshire Bank and its commitment to working with businesses in its community as well as a history of working with quality, trading businesses.

“I am looking forward to meeting our customers in a variety of sectors in Birmingham, Coventry, Warwickshire, Wolverhampton and Worcestershire.

“I have nearly three decades of experience in commercial banking as well as people development and it is great to be joining Yorkshire Bank which has a fantastic reputation in Birmingham.”

Brian Colquhoun, regional director at Yorkshire Bank who is based in Birmingham, said Richard would be a valuable addition to the team.

He said: “Richard’s professional experience and personable nature will be an asset as we continue to create partnerships and connect people across the Midlands.

“His background in the industry will be an advantage in securing new business as well as maintaining and improving our relationships with existing customers across industry sectors.”


Clydesdale and Yorkshire Banks have appointed a new Head of Professional Services to work with customers across the UK.

Sue Carter has held the role on a part-time basis since 2011 while based at Yorkshire Bank’s Business and Private Banking Centre in Nottingham, but will now take on the UK position on a full-time basis.

With more than 30 years’ banking experience, 12 in the professional services sector and with significant experience in legal services, Sue takes on the role at a time of major change for the legal landscape with regulation playing an increasing role in shaping the sector.

Stephen Green, Head of Sectors at Clydesdale and Yorkshire Banks, said: “Sue brings a wealth of experience to the role, making her the perfect candidate to work with new and existing professional services customers across the UK.

“The professional services sector is hugely important to the British economy. It remains a priority area for us and one for which we will continue to provide financial support.”

Sue Carter said: “With a solid grasp of the challenges and opportunities within the sector, I am looking forward to devoting my time to enhancing our services in this vital industry.

“By providing a dedicated service to specific sectors we are helping to meet business demand while increasing the impact of our services on local communities.”

Sue Carter is one of eight national leaders who will support business growth within the identified key sectors of agriculture, transport, food & drink, manufacturing, healthcare, professional services, hospitality & leisure and wholesale, retail & franchising.



An expanding Leicester joinery company has invested nearly £100,000 in new machinery thanks to funding from Yorkshire Bank.

Managing director Martyn Aley set-up Aley Shopfitting in 2007 with finance director Adrian Tomlin to provide bespoke units for the cosmetic industry. Its clients include Estée Lauder, Clinique, Origins, Prada and Paco Rabanne in stores such as Harrods, Debenhams, Selfridges and House of Fraser.

After self-financing a move to new 10,500 sq ft premises in Chartwell Drive, Wigston, last November, Aley Shopfitting has bought two new high-tech machines with finance provided by Yorkshire Bank’s Business and Private Banking Centre in Leicester.

The Altendorf F45 Panel Saw and Anderson Owen CNC machine will enable the business to meet increasing demand for their services.

Martyn said the reputation of the ten-strong company in a niche industry was growing year-on-year.

He said: “Yorkshire Bank has given the business a great deal of financial support and we wouldn’t have been able to buy these two machines without its help.

“The Anderson Owen CNC machine will cut any shape out of a sheet of MDF/ Plywood while the additional Altendorf F45 panel Saw will re-size sheet material to an accuracy of 0.1mm.

“These machines make our jobs much easier because the flow of work is much smoother. Going forward, we won’t have to carry out work by hand so we will be able to turn work around in shorter timescales.

“It usually takes two or three weeks to produce a cosmetics concession and we work with various types of sheet material, laminates, glass, acrylic and solid surfaces. We also do all the electrical work to illuminate and power the counters.”

As well as creating units in flagship department stores such as Harrods and Debenhams in Oxford Street in London, the company has also manufactured displays in terminals at Heathrow, Gatwick, Manchester and Glasgow Airports. It has also worked on the Queen Elizabeth cruise ship and its travel retail business is expanding throughout the UK and Europe.

Angela Stone, relationship manager at Yorkshire Bank’s Business and Private Banking Centre in New Walk, Leicester, said the calibre of Aley Shopfitting’s clients emphasised the high quality of the work they produced.

Angela said: “Aley Shopfitting looks set to enjoy a period of growth after investing in two state-of-the-art machines. This investment will enable the company to continue manufacturing bespoke cosmetic units for their high-profile customers.

“Yorkshire Bank’s backing emphasises our commitment to supporting companies through our Growing Business package.”


Rugby World Cup winner, former British and Irish Lion and current England coach Mike Catt debated the similarities between the business and sporting worlds at an event in Northamptonshire last week.

The holder of 75 England caps was invited by Yorkshire Bank’s Banking and Private Business Centre in Northampton in his role as an ambassador for the bank.

Mike took part in a Q&A with 15 local businesses at the event, which was jointly hosted with Grant Thornton.

Mike said: “There are a many parallels between sport and business. It is important to build winning teams and strategies and to understand how you win. You have to ask how do you develop a winning team and what are the ingredients to success?

“Across the board, the key is to have good people to build on their skills and their ability to mould a team.”

Andy McCabe, head of Yorkshire Bank’s Business and Private Banking Centre in Gold Street, Northampton, said: “Mike stressed the importance of team work and he encouraged senior professionals to pass on the knowledge they have built-up from their careers to their colleagues.”

Earlier in the day Mike led a coaching session for year nine students at Guilsborough School Academy Trust in West Haddon Road, Northampton, winners of the Northampton Schools County Cup.

Following the one-hour training session, the students took part in a question and answer session and Mike also signed autographs.


West Midlands businesses were given an update on developments influencing the UK and regional economies at an event hosted by Yorkshire Bank.

Tom Vosa, Chief Economist for the Bank, gave an overview of market conditions during an event at Yorkshire Bank’s Business and Private Banking Centre in Temple Row, Birmingham.

He said: “The straightened financial position of the UK continues and Government borrowing has continually been higher than expected. Although the Government has recently announced new measures to get the economy moving, it could take time for the full effects to be felt.

“Growth for the remainder of the year is likely to remain quite modest, and while a rise in bank lending should provide a boost to the regional economy, any national movements will largely depend on global events, especially the unfolding position in the Eurozone.”

Brian Colquhoun, Regional Director for Yorkshire Bank in the Midlands, said Tom’s talk was well received by local businesses.

Brian said: “Tom provided an excellent overview of the economic picture for the year ahead. We’re pleased our clients and partners from across the West Midlands could join us to take advantage of Tom’s insights.”


Celebrity chef and Yorkshire Bank ambassador Brian Turner is preparing to put a group of Birmingham business owners through their paces at a cookery challenge.

Twelve customers of Yorkshire Bank’s Business and Private Banking Centre in Birmingham will be counting their red tomatoes or green peppers in the cook-off at The Orange Kitchen Cookery School at Becketts Farm, Wythall, Birmingham, on Thursday, June 6.

Brian will be making his first visit to the region since he was appointed as an ambassador of Yorkshire Bank.

Holly Beckett, of Becketts Farm, which has been a customer of Yorkshire Bank since 1995, said the farm was looking forward to emphasising the importance of provenance, quality products and diversification to the 12 businessmen and women attending.

She said: “Developing future chefs, team building days and the development of our farm shop has been made possible by the funding we have been given by Yorkshire Bank over the last 18 years – support which has enabled us to diversify and grow. We have found the Bank to be very supportive and understanding of our business and sector.”

Gareth Jones, head of commercial and small business banking at Yorkshire Bank in Temple Row, Birmingham, said it was appropriate to hold the cookery challenge at the home of the current Midlands Family Business of the Year.

He said: “Brian is well-known for his support of local food producers and their importance in the wider food and drink sector, which is so important to our economy. Beckett’s Farm is a fantastic example of a well-supported family business which produces and sells quality fare.”


vitesse 15A Hinckley automotive company is driving forward after expanding with the opening of new premises thanks to a six-figure funding package from Yorkshire Bank.

Vitesse Global Limited now occupies 8,500 sq ft premises at Tungsten Park on Coventry Road after receiving finance from Yorkshire Bank’s Business and Private Banking Centre in Leicester.

The seven-strong company is part of the supply chain to the niche vehicle and Original Equipment Manufacturer (OEM) parts supply network. Vitesse supplys gear boxes, ancillary parts and a component assembly support service to Morgan Motor Company Ltd, and has secured an exclusive OEM supply contract with Mazda Motor Logistics Europe.

Tim Henderson, a director at Vitesse Global Limited with more than 20 years’ experience in the industry, said the £600,000 purpose-built unit would give the company further room for expansion.

Tim said: “The support of Yorkshire Bank has been crucial in our growth plan. It has provided the finance we needed to buy the premises and fit it out for our specific requirements.

“We started the business in 2012 and early on we secured two key contracts with Mazda and Morgan to purchase and supply gear boxes, engines and components. These are supporting their Plus 4, 4/4 and 3 Wheeler cars which have been re-introduced and are proving extremely popular.

“We then gained a contract with Land Rover’s North Africa distributor to build and supply diesel engines for the Landrover Defender 300TDI model.

“That early success means we have been able to provide support for our customers in the niche vehicle network with Original Manufacture Products.

“The backing we have had from Yorkshire Bank has been first-rate. After originally buying a larger unit, we received further support to acquire a smaller second unit next door as we realised we needed more room for expansion.”

Robin Kirkwood, commercial relationship manager at Yorkshire Bank’s Business and Private Banking Centre in New Walk, Leicester, said Vitesse Global Limited was creating a reputation as a specialist in the niche motor vehicle industry.

Robin said: “Yorkshire Bank remains committed to supporting growing, trading businesses and Vitesse Global Limited is an ideal example of that.

“Their involvement in the supply chain of some of the biggest names in the automotive industry, as well as the fact they have substantial orders in the pipeline on rolling contracts, underlines the quality of their work. These new premises will enable them to fulfil growing demand.”


ifpYorkshire Bank has strengthened its senior business and private banking team in the East Midlands with the appointment of a new invoice finance partner.

Richard Crossfield will be based at Yorkshire Bank’s Business and Private Banking Centre on Castle Meadow Road in Nottingham and will support businesses across the East Midlands.

The 32-year-old is returning to the city having worked at Yorkshire Bank in Nottingham for two years between 2007 and 2009. Since 2009 he has suuported the Bank’s customers in his home county of Yorkshire.

Invoice finance allows businesses to access up to 85 per cent of an invoice’s value as soon as it is issued.

Yorkshire Bank’s £1bn Business Expansion Fund was recently launched to support growing businesses, including access to £100m of funding for invoice finance.

Richard said: “The invoice finance funding underlines the Bank’s commitment to businesses across the East Midlands.

“Poor cashflow, and invoices not being paid on time are two of the biggest issues facing SMEs. Invoice finance is a vital service for many businesses, and is certainly a service of which more businesses can take advantage.”

Carl Dickinson, Head of Yorkshire Bank in Nottingham, added: “Richard will be well known by many businesses across Nottingham and we’re delighted he will be leading the Bank’s invoice finance team in the region.”


mike-catt-2The England rugby union coach Mike Catt passed on advice to Nottingham businesses at a networking event held by Yorkshire Bank in the city.

The World Cup winner and former British and Irish Lion was invited in his role as an ambassador for Yorkshire Bank to meet with local businesses and members of the professional community.

Jo Belton, private banking relationship manager at Yorkshire Bank in Nottingham, said Mike stressed the importance of team work on the sporting field and in business.

Jo said: “Mike spoke about the importance of focus whether you are competing in a rugby international or formulating business strategies. There were many parallels between sport and business to which everyone could relate.

“He also discussed the significance of team work and relying on colleagues for everyone to do their job to their maximum. He also focussed on the importance of providing training and development opportunities to improve peoples’ skills.

“Mike is a fantastic ambassador for rugby and Yorkshire Bank. He has been on two Lions tours so his experiences were fascinating considering the fixtures get underway next month.”


Richard-WallaceBusinesses from across the West Midlands heard how they could maximise growth using targeted market intelligence at an event hosted by Yorkshire Bank in Birmingham.

Around 12 business professionals from across the region joined the teleconference and were provided with expert analysis on the use of targeted research to identify niche markets by Richard Wallace, Yorkshire Bank’s Head of Regional Business and Private Banking Centre in Temple Row, Birmingham.

Richard was joined by key speakers Toby Clark and Gustaf Schalin from Mintel, a supplier of high quality market research on a wide variety of industries and markets.

The event highlighted the insight that Mintel’s research can give companies into existing and potential customers at a time of continued economic challenges. With GDP rising and unemployment levelling-off, the retail price index is still growing faster than wages meaning consumers are making considered choices.

Mintel’s research highlights that the majority of people are reasonably confident about the economy. 67% said their financial health was OK or healthy; 46% said their finances were better than a year ago; while 55% said that they were concerned about the year ahead although they felt they would be fine.

This improving personal position comes while shopping habits are in flux although consumer spending last year was still more than £1trillion. 76% of people polled said they kept a closer eye on their finances – clothes, savings and holidays were the top spending priorities for the last three months with the same items identified for the coming three months.

Meanwhile, people are questioning the value of brands and focusing on value not price. This leaves businesses with an opportunity to reach out to people who are receptive to new products at a time when they are reassessing spending priorities.

Richard said: “The event shed a fascinating insight into the current consumer market and offered a wealth of information on how market intelligence can be used to encourage growth.

“Although there may be a perception that people do not have money to spend there does seem to be a real opportunity for companies looking to reassess how their products are viewed and to make a new case for value at a time when people want the most for their money.

“The telecon offered participants the opportunity to consider the use of targeted research to complement their existing business models at a time when increasing profitability has never been more important.”

The teleconference formed part of a nationwide series of events being hosted by Yorkshire Bank to allow business customers the chance to network and hear from some of the UK’s leading economists and professionals. Recent events have covered a number of subjects including the UK budget, trade in emerging markets, and the care home sector.